Welcome to MSG Canada Insurance Inc.

Eligible covered expenses include

• Expenses to receive emergency medical attention
• Expenses for paramedical services
• Expenses for ambulance transportation
• Expenses for emergency dental treatment
• Expenses related to your death
• Expenses to bring you home
• Extra expenses for meals, hotel, phone calls and taxi
• Expenses to bring someone to your bedside
• Expenses for childcare
• Expenses to return children under your care
• Trip break

WHAT IS COVERED UNDER OPTIONAL TRIP INTERRUPTION INSURANCE?

• Trip Interruption Insurance: is an optional plan that provides coverage for an individual trip. If your trip is interrupted due to a covered event that occurs under this insurance, we will pay up to a maximum of $1,500 for single coverage, or $5,000 for family coverage.
• Events covered: after you arrive in Canada from home include: a) you or your travel companion's medical condition or death; b) you or your travel companion's immediate family member's medical condition or death; c) emergency hospitalization or death of the person whose guest you are during your trip
• Top-Up Options: Top-Up coverage must be purchased prior to departure and is subject to an extra premiumcharge. Single-Trip Emergency Medical Plan A can be used to top up Multi-Trip Emergency Medical Plan A, and Single-Trip Emergency Medical Plan B can be used to top-up Multi-Trip Emergency Medical Plan B. Top-ups can be purchased for maximum trip duration of 365 days

Claims:

You are not eligible for coverage under this policy if any of the following apply to you: To make a claim due to illness or injury during your trip, please Call : Toll Free 1-877-525-1278 ext 137 Canada Your claim must be sent to Manulife within 90 days of your loss. Ensure you keep a copy of your receipts, bills and invoices for your records. If you disagree with the claim decision, the matter will be submitted to arbitration under the arbitration law in the Canadian province or territory where your policy was issued. Every action or proceeding against the insurer for the recovery of insurance money payable under this contract is absolutely barred unless commenced within the time set out in the Insurance Act, or other applicable legislation.

Who Can Apply?

• Visitors to Canada
• Canadians who are not eligible for benefits under a government health insurance plan
• Persons who are in Canada on a work visa or Parent and Grandparent Super Visa
• New immigrants who are awaiting Canadian government health insurance plan coverage.