Super Visa Insurance Monthly Payment

Hospital Accommodation

a. Fees for a semi-private room OR, if necessary, an ICU. Emergency room expenses.
b. Emergency care outside of a hospital.

a. Fees for a semi-private room OR, if necessary, an ICU. Emergency room expenses.
b. Emergency care outside of a hospital

a. Fees for a semi-private room OR, if necessary, an ICU. Emergency room expenses.
b. Emergency care outside of a hospital.

Medical Services

Qualified doctor, surgeon, anesthesiologist, or graduate registered nurse.

Qualified doctor, surgeon, anesthesiologist, or graduate registered nurse.

Qualified doctor, surgeon, anesthesiologist, or graduate registered nurse.

Diagnostic Services

Tests in the laboratory and x-rays. Biopsies, sonograms, CAT scans, MRIs, echocardiograms, and other diagnostic procedures as prescribed by the treating physician.

Tests in the laboratory and x-rays. Biopsies, sonograms, CAT scans, MRIs, echocardiograms, and other diagnostic procedures as prescribed by the treating physician.

Tests in the laboratory and x-rays. Biopsies, sonograms, CAT scans, MRIs, echocardiograms, and other diagnostic procedures as prescribed by the treating physician.

Prescription

This benefit is only available for a 30-day supply, up to a total annual cap of $5,000 for the entire policy term.

Except in the case of hospitalization, this benefit is capped at $500 per insured person per claim, and it only covers a 30-day supply and up to $1,000 per prescription.

Except in the case of hospitalization, this benefit is capped at $500 per insured person per claim, and it only covers a 30-day supply and up to $1,000 per prescription.

Private Duty Nurse

certified private duty nurse as a direct result of a covered emergency, during the emergency cases or duration of hospitalization, or as an alternative to hospitalization, up to a maximum of $5000.

certified private duty nurse as a direct result of a covered emergency, during the emergency cases or duration of hospitalization, or as an alternative to hospitalization, up to a maximum of $5000.

certified private duty nurse as a direct result of a covered emergency, during the emergency cases or duration of hospitalization, or as an alternative to hospitalization, up to a maximum of $5000.

Paramedical Services

You can spend up to $300 on visits to a licensed chiropractor, physiotherapist, podiatrist, Osteopath, or acupuncturist.

You can spend up to $500 on visits to a licensed chiropractor, physiotherapist, podiatrist, Osteopath, or acupuncturist.

You can spend up to $500 on visits to a licensed chiropractor, physiotherapist, podiatrist, Osteopath, or acupuncturist.

Dental

a. Damage to natural teeth or artificial teeth with permanent attachments caused by an accidental blow to the face, up to $3,000 to repair or replace them; and
b. up to $300 for urgent dental care for injuries other than facial trauma.

a. Damage to natural teeth or artificial teeth with permanent attachments caused by an accidental blow to the face, up to $3,000 to repair or replace them; and
b. up to $500 for urgent dental care for injuries other than facial trauma.

a. The cost of restoring or replacing any natural or artificial teeth that sustain damage from a blow to the face is covered up to a maximum of $4,000.
b. $500 maximum for urgent dental care to relieve pain not caused by a physical blow to the face.

Medical Appliances

The cost of temporary wheelchair rental or use, as well as minor medical appliances like crutches, casts, splints, canes, slings, trusses, braces, walkers, and so on, are covered.

The cost of temporary wheelchair rental or use, as well as minor medical appliances like crutches, casts, splints, canes, slings, trusses, braces, walkers, and so on, are covered.

The cost of temporary wheelchair rental or use, as well as minor medical appliances like crutches, casts, splints, canes, slings, trusses, braces, walkers, and so on, are covered.

Ambulance Services

Authorized Ground Ambulance or Taxi:
• With Prior Approval:
- Economy airfare to Canada or the country of origin
- Airline with a doctor on board
- Extra seats available if needed
- Air ambulance

Licensed Ground Ambulance or Taxi
• With Prior Approval:
- Economy Airfare to Canada or Country of Origin
- Airline with a doctor on board
- Extra seats available if needed
- Air Ambulance

Authorized Ground Ambulance or Taxi
• With Prior Approval:
- Economy Airfare to Canada or Country of Origin
- Airline with a doctor on board
- Extra Seats available if needed
- Air Ambulance

Transportation to Bedside

Economy Airfare Additionally, up to $150 per day, up to a maximum of $1,500, for meals and commercial expenses.

Economy Airfare Additionally, up to $150 per day, up to a maximum of $2,500, for meals and commercial expenses.

Economy Airfare Additionally, up to $150 per day, up to a maximum of $5,000, for meals and commercial expenses.

Air Ambulance Services

Air ambulance transport to the next suitable medical facility.

Air ambulance transport to the next suitable medical facility.

Air ambulance transport to the next suitable medical facility.

Repatriation

a. A maximum of $10,000 can be applied to the actual expenses incurred for the preparation of the remains.
b. up to $3,000 for local funeral expenses, including cremation and/or burial.

a. A maximum of $10,000 can be applied to the actual expenses incurred for the preparation of the remains.
b. up to $5,000 for local funeral expenses, including cremation and/or burial.

a. A maximum of $15,000 can be applied to the actual expenses incurred for the preparation of the remains.
b. up to $5,000 for local funeral expenses, including cremation and/or burial.

Meals and Accommodation

You can get up to $1,000 to cover your travel expenses, including hotel, food, phone calls, internet, public transportation, cabs, and rental cars, up to $150 each day.

You can get up to $2,000 to cover your travel expenses, including hotel, food, phone calls, internet, public transportation, cabs, and rental cars, up to $150 each day.

You can get up to $3,000 to cover your travel expenses, including hotel, food, phone calls, internet, public transportation, cabs, and rental cars, up to $150 each day.

Hospital Allowances

Hospital incidental costs, such as those for phone calls, cable TV, and internet access, can cost up to $50 each day, up to a maximum of $250.

Hospital incidental costs, such as those for phone calls, cable TV, and internet access, can cost up to $50 each day, up to a maximum of $500.

Hospital incidental costs, such as those for phone calls, cable TV, and internet access, can cost up to $50 each day, up to a maximum of $500.

Return and Escort of Children

UIf you are sent back to your home country or Canada, you can get up to economy airfare to get your dependent children back to the departure place.

If you are sent back to your home country or Canada, you can get up to economy airfare to get your dependent children back to the departure place.

If you are sent back to your home country or Canada, you can get up to economy airfare to get your dependent children back to the departure place.

Excess Baggage Return

Up to $500 for the expense of returning your extra luggage

Up to $500 for the expense of returning your extra luggage

Up to $500 for the expense of returning your extra luggage

Maternity

Not Available

Not Available

a.Pregnancy-related costs up to $5,000, including prenatal care, labour and delivery, and postpartum care (including complications); and
b. Nursing care for newborns as per the standard procedure for the first 14 days after birth (point b).

Psychiatric / Psychological

Not Available

Not Available

Visits to a licensed psychiatrist, psychologist, or social worker for the treatment of acute symptoms, as determined by the treating physician, are covered up to $1,000 per insured.

Vaccines

Not Available

Not Available

Vaccinations, up to $100 per covered person per calendar year

Physical Examination

Not Available

Not Available

One annual checkup at a doctor's office, up to $250 per covered person.

Eye Examination

Not Available

Not Available

Up to $100 per insured person for one visit to a certified optometrist in any 12-month period.

Accidental Death Dismemberment

Up to $10,000 for a fatality

Up to $50,000 is available for the loss of life, limb, or sight of an insured person that is directly connected to an accident.

For accidental injury that results in death, loss of limb, or loss of sight, the insurance will pay up to $50,000.

Exposure and disappearance

Not Available

a. One of the losses listed in the table above occurs as a result of this exposure; or
b. 52 weeks have passed after the accident and your body has not been located.

a. One of the losses listed in the table above occurs as a result of this exposure; or
b. 52 weeks have passed after the accident and your body has not been located.

Flight Accident

Not Available

Up to $50,000 if an insured person dies as a result of an injury they got during the coverage period while going as a fare-paying passenger.

Up to $50,000 if an insured person dies as a result of an injury they got during the coverage period while going as a fare-paying passenger.

Exclusions

Illness, injury, or condition (other than a transient one) that has been present since before the policy's effective date.PRE-EXISTING HEALTH CONDITIONS ARE NOT COVERED BY THIS POLICY.

Any sickness, injury, or medical condition (except than a mild ailment) that existed prior to the effective date, excluding the following:
a. Up to the age of 70 - Any disease, injury, or medical condition that remained stable within 180 days of the effective date.
b. i. Age 71-80 Any sickness, injury, or medical condition that was stable in the 180 days preceding the effective date ii. any of the following pre-existing conditions that were present on Your Start Date:
Any disease or disorder of the heart, including but not limited to heart attack, angina, arrhythmia, or cardiac surgery;
Any disease or disorder of the brain, including but not limited to stroke, TIA, mini-stroke, aneurysm, or seizure;
Any disease or disorder of the lungs, including but not limited to COPD, asthma, chronic bronchitis, or emphysema.Exclusions
Any sickness, injury, or medical condition that existed previous to the effective date (except than a mild ailment).
a) Up to the age of 70 - Any disease, accident, or medical condition that was stable within the previous 120 days of the effective date.
b) Age 71-80 Any illness, accident, or medical condition that was stable in the 180 days preceding the effective date.

A pre-existing illness, injury, or medical condition (other than a minor condition).
a. Prior to age 70 - Any illness, injury, or medical condition that was stable within the 120 days preceding the effective date.
b. Age 71-80 Any illness, injury, or medical condition that was stable in the preceding 180 days.